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Charitable Donations in Missoula

Missoula montana annuity planning


Building large wealth often brings people the greatest delight when they can spread their good fortune with others. Gifting plans are far more complicated than you might think. You might want to donate to charities or leave assets to younger family members. Working together with our team of specialists can help you guarantee that your assets are distributed in the most advantageous ways because making the incorrect choices concerning these donations has the potential to diminish your legacy.



A main beneficiary and remaining beneficiary each receive money from this kind of trust. You contribute money to the trust as the primary beneficiary, and a recognized nonprofit organization or private foundation receives the remainder. For a specific period of time or for the rest of your life, you can receive an annual income that is either a fixed sum or a certain proportion of the trust’s assets. When you pass away, the planned donation is subsequently given to the remainder beneficiary, which is the organization of your choice. Due to the significant tax advantages, clients frequently decide to set up a charitable remainder trust.



You might be tempted to just write checks to your kids or other people to distribute your riches. But before you go for your pen, talk to our experts because there may be several significant tax ramifications of gifts. The size of your estate can be decreased by making these contributions, but there are exclusions and additional requirements. We can offer you advice on how to plan ahead to take full benefit of these rewards.


A Private Family Foundation may be the best course of action for you if you like to donate to a variety of charities. You can transfer highly appreciated assets to the foundation to avoid capital gains taxes because the foundation is regarded as a charity in and of itself. Even better, you can deduct that contribution from your taxes. Gifts made to the foundation are not included in your estate as a whole, which reduces your estate tax obligation. They are also not subject to gift tax exclusions. As you can see, establishing a private family foundation is an excellent plan on all counts! Our staff can help you create your foundation and determine the most advantageous donation methods in terms of tax benefits.



Another approach to obtain tax deductions for charitable contributions is through a donor advised fund. Although the charity owns and controls the assets you invest in the fund, you can eventually suggest grants from it. It is comparable to a charitable savings account, in other words. Donations are made as you see fit and are kept in the fund until you choose to distribute them to your preferred charities.



You may accomplish your legacy goals with the correct combination of investments and insurance. We provide a range of choices tailored at achieving particular goals, including:

  • Annuities
  • Life Insurance
  • Mutual Funds
  • Bonds
  • Alternative Investments
  • Brokerage Accounts
  • Fixed Income Investments
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